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Citizens Property Insurance Claims

Citizens Property Insurance Corporation is Florida’s largest residential property insurer and also happens to be a state-backed insurance company.  Because the insurance company was created by and is backed by the state, there are certain laws and rules unique to Citizens.  It was created by the legislature to compete with private homeowner insurers in Florida in attempt to lower costs for the consumer.  Although the creation of Citizens was a good idea in theory, the result is an extremely large insurer that plays by a different set of rules.

If you own a home or run a business in Florida, there’s a good chance that you have Citizens as your property insurer.  Like all insurers, Citizens may try to give you the least amount possible when reviewing your claim.  Obviously that is not the case in all situations, but just because they are state-backed does not mean they are in the business of giving away money.  Receiving a fair amount for your claim often times requires expertise on how Citizens handles its claims, claims negotiating experience, and the ability to file a lawsuit.  For these reasons, it’s prudent to have an experienced property insurance attorney on your side. 

When reviewing your claim, you can guarantee that Citizens will have a team of attorneys ready to back up their evaluation of your claim.  You should have a property insurance attorney on your side as well.  If you have a claim with Citizens, give us a call to help get you an amount that you deserve.  We take property insurance claims on a contingent fee basis, meaning that we don’t get paid unless you do. 


The Davis Law Firm is located in Jacksonville, Florida and serves clients throughout the states of Florida and Georgia, including Jacksonville, Miami, Pensacola, Orlando, Tampa, St. Petersburg, St. Augustine, Fort Myers, Daytona Beach, Panama City, Destin, Melbourne, Fort Lauderdale, West Palm Beach, Tallahassee, the Florida Keys, and everywhere in between.



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