Todd M. Davis

Todd M. Davis

Todd M. Davis, Esq. is the owner and founder of the Davis Law Firm.  Before founding the firm, Mr. Davis worked for Hinshaw & Culbertson LLP in Miami, Florida for several years where he practiced primarily in insurance and commercial disputes.  Prior to going into private practice, Mr. Davis clerked for the Honorable Eugene E. Siler, Jr. in the United States Court of Appeals for the Sixth Circuit. 

In 2014, he was selected to the prestigious list of Florida Super Lawyers Rising Stars (Insurance Coverage), a distinction which less than 3% of attorneys in the state receive.  Later in 2014, he was selected as one of Northeast Florida's Top Lawyers by Jacksonville Magazine. When you choose to hire Mr. Davis, you’re getting big-firm experience, with a small-firm feel.

After litigating and participating in hundreds of cases for insurance companies over the last half decade, Mr. Davis now also represents individual and business policyholders in disputes against insurance companies. Additionally, his practice focuses on consumer protection litigation, which includes litigating TCPA, FCCPA, FDCPA, and FCRA issues.  He also handles an array of other different civil cases, including business litigation, insurance litigation, construction litigation, property tax appeals, and personal injury claims.

Bar Admissions

  • The Florida Bar
  • State Bar of Georgia
  • U.S. District Court for the Northern District of Florida
  • U.S. District Court for the Middle District of Florida
  • U.S. District Court for the Southern District of Florida
  • U.S. District Court for the Northern District of Georgia
  • U.S. District Court for the Middle District of Georgia
  • U.S. District Court for the Southern District of Georgia
  • U.S. Court of Appeals for the Sixth Circuit
  • U.S. Court of Appeals for the Eleventh Circuit


The Honorable Eugene E. Siler, Jr., United States Court of Appeals for the Sixth Circuit

Areas of Practice

  • TCPA Violations 
  • Insurance Coverage Litigation
  • Insurance Claims and Disputes
  • Business and Commercial Litigation
  • Bad Faith Claims
  • Business Formation and Development
  • Contract Disputes
  • Consumer Protection
  • Construction Litigation
  • Appeals
  • Property Tax Appeals
  • Personal Injury
  • Wrongful Death
  • Wills, Trusts, and Estate Planning


  • Florida Coastal School of Law, Jacksonville, Florida
    • Juris Doctor
    • Honors:Cum Laude; Top 5% of Graduating Class; Dean’s List (5 times)
    • Law Review, Submissions Editor (Editorial Board)
    • Sports Law Program Certificate
  • Milligan College, Johnson City, Tennessee
    • B.A.
    • Major: History; Minor: Legal Studies
    • Senior Class President                                                           
    • Chief Justice of the Christian Pre-Law Association
    • Basketball Scholarship (All Four Years)

Published Works

Florida District Court of Appeal Holds that Additional Insured Is Entitled to Separate, Independent Counsel in "Paper Conflict" With Co-Insured

Reargument in K2 May Provide the New York Court of Appeals with an Opportunity for a Correction

U.S. District Court Finds that the Factual Origin of an Injury—Not the Theory of Liability—Controls the Coverage Analysis

Insurers Lose Safety Net of Extrinsic Evidence

Published Cases

  • Maryland Cas. Co. v. Fla. Atl. Orthopedics, 2012 WL 573358 (11th Cir. 2012)
  • Maryland Cas. Co. v. Fla. Atl. Orthopedics, 2011 WL 1085184 (S.D. Fla. Feb. 24, 2011)
  • James River Ins. Co. v. KV Carrier Serv. Inc., 771 F.Supp.2d 1352 (S.D. Ga. 2011)
  • James River Ins. Co. v. Maier, 795 F.Supp.2d 1378 (S.D. Ga. 2011)
  • Northland Ins. Co. v. Rodriguez, Case No. 10-81619-CIV-KAM, Westlaw Citation Pending (S.D. Fla. April 17, 2012)
  • Mt. Hawley Ins. Co. v. Apex Concrete Constr. Co., Case No. 4:11-cv-645-MW/CAS, Westlaw Citation Pending (N.D. Fla. Jan. 11, 2013)

Professional Associations and Awards

Florida Super Lawyers 2014
Rising Stars - Insurance Coverage

Northeast Florida's Top Lawyers (2014)
Jacksonville Magazine

The Florida Bar

State Bar of Georgia

Business Law Section
Florida Bar

Real Property, Probate, and Trust Law Section
Florida Bar

Jacksonville Bar Association


Michael Rainka - Of Counsel 

Michael Rainka works in the firm's construction litigation and consumer protection department. He was born in Albany, New York, but grew up in Port Orange, Florida. After graduating from Father Lopez Catholic High School, Michael attended the University of Florida.

After two years working as a Real Estate Agent, Michael returned to school to study law at Florida Coastal School of Law. He graduated cum laude and became an Assistant Public Defender.

Michael served as an Assistant Public Defender for four years practicing Criminal Law. He has represented thousands of individuals across Florida facing various charges ranging from minor misdemeanor offenses to Attempted Murder. Additionally, Michael has handled hundreds of Florida DUI charges and tried multiple Florida DUI casesto verdict.

Michael most recently worked for a Construction Litigation, Real Estate, and Personal Injury Law firm focusing solely on civil litigation. Michael has tried more than 30 trials to verdict.

The Davis Law Firm is located in Jacksonville, Florida and serves clients throughout the states of Florida and Georgia, including Jacksonville, Miami, Pensacola, Orlando, Tampa, St. Petersburg, St. Augustine, Fort Myers, Daytona Beach, Panama City, Destin, Melbourne, Fort Lauderdale, West Palm Beach, Tallahassee, the Florida Keys, and everywhere in between.

© 2017 Davis Law Firm | Disclaimer
50 N. Laura Street, Suite 2500, Jacksonville, FL 32202
| Phone: 904.400.1429

Firm Overview | Practice Areas | Attorney Profile | Coverage Co-Counsel | Contact Us

FacebookGoogle+TwitterLinked-In Company

Law Firm Website Design by
Amicus Creative