Florida Business Litigation & Insurance Coverage Law Blog

Friday, December 1, 2017

Know Your Rights Against Annoying Debt Collectors

If you are constantly receiving calls from debt collectors, it is good to know your rights.  Even if you are behind on your bills or owe debts, there are rules that debt collectors must follow.

 Here's What You Should Know

Under the Fair Debt Collections Practices Act, it is illegal for debt collectors to practice the following behaviors:

  • Call you repeatedly
  • Call you at inconvenient times (late at night or early in the morning)
  • Call you at work
  • Contact your friends, family, or employer regarding your debt
  • Verbally abuse you
  • Lie about the amount of money that is owed
  • Lie about who they are in order to collect debts (falsely claim to be a lawyer or law enforcement officer, or use a fake company name)
  • Threaten to seize or sell your property wages-- unless they are permitted by law and intend to do so
  • Threaten to arrest you if your debts are not paid

Informing debt collectors that you aware of your rights may help to limit harassing collection behaviors. However, that is not always the case and you may be entitled to sue for damages.

If you are receiving harassing calls that go against the Fair Debt Collections Practices Act, then give Davis Law Firm a call to help you today.

The Davis Law Firm is located in Jacksonville, Florida and serves clients throughout the states of Florida and Georgia, including Jacksonville, Miami, Pensacola, Orlando, Tampa, St. Petersburg, St. Augustine, Fort Myers, Daytona Beach, Panama City, Destin, Melbourne, Fort Lauderdale, West Palm Beach, Tallahassee, the Florida Keys, and everywhere in between.

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231 East Adams Street, Jacksonville, FL 32202
| Phone: 904.400.1429

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