Credit Card Debt Claims

When you are behind on credit card payments, your creditor can sue you for money it is owed.  After months of non-payment, the credit card company will report the violations to the credit score companies and may sell your debt off to a third-party debt collector.  In the worst case scenario, the credit card companies can sue you and get a judgment against you, which they file in the public records and collect by executing on assets you own, garnish you wages, or even placing a lien against your home (if not homesteaded). 

That does not have to be you, however.  There are many things you can do to prevent being sued by a credit card company if you act early.  You can negotiate a payment of the debt, often times resulting in a better interest rate or less principal.  In certain situations you can dispute the debt altogether.  Further, your rights may even be violated by the credit card company in their attempt to get you to pay the debt through debt collection calls, which can sometimes even result in money damages for you.  At the Davis Law Firm, you don’t have to face the credit card company alone.  We can help you fight the credit card companies and help prevent the worst-case scenario. 

The Davis Law Firm is located in Jacksonville, Florida and serves clients throughout the states of Florida and Georgia, including Jacksonville, Miami, Pensacola, Orlando, Tampa, St. Petersburg, St. Augustine, Fort Myers, Daytona Beach, Panama City, Destin, Melbourne, Fort Lauderdale, West Palm Beach, Tallahassee, the Florida Keys, and everywhere in between.

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231 East Adams Street, Jacksonville, FL 32202
| Phone: 904.400.1429

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