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Rescission of Insurance Policy

Sometimes when a loss occurs, an insurance company will attempt to “rescind” your insurance policy.  They will literally attempt to take your policy away and give you back the money you initially paid for it.  Also, they may file a lawsuit against you for rescission of the policy in order to convince the court that they are correct in their decision to rescind the policy.  Talk about adding insult to injury. 

An common rescission situation is if the insurance company thinks that you misrepresented a fact in an application for insurance, which may have been filled out several years ago.  Rescissions are harsh, but thankfully there are several ways to challenge rescissions.  For instance, the policy may exclude intentional misrepresentations but afford some leeway if the misrepresentation was an accident.  You can prove that the misrepresentation was irrelevant to the issuance of the policy.  The misrepresentation may have been due to your insurance agent’s error or omission.  Whatever the situation, when an insurance company attempts to rescind your policy, you need to contact an insurance coverage attorney immediately. 


The Davis Law Firm is located in Jacksonville, Florida and serves clients throughout the states of Florida and Georgia, including Jacksonville, Miami, Pensacola, Orlando, Tampa, St. Petersburg, St. Augustine, Fort Myers, Daytona Beach, Panama City, Destin, Melbourne, Fort Lauderdale, West Palm Beach, Tallahassee, the Florida Keys, and everywhere in between.



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| Phone: 904.400.1429

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