Professional Liability Insurance Claims

Professional liability claims (also called malpractice claims) can be one of the most frustrating claims to receive.  Not only are you getting sued for your actions, your insurance company is denying coverage or reserving its rights to deny coverage in the future.  Without insurance when facing a malpractice claim, your exposure can be huge.  Your business may even be on the line.  In these very serious situations, you need an experienced insurance attorney fighting for your insurance rights.

If your insurance company has reserved its rights, but is still providing you with a defense against the malpractice lawsuit, you need someone on your side against the insurance company.  The attorney provided to defend you against the malpractice lawsuit should not (and technically cannot) be advising you about coverage under your policy.  Remember, even though they’re on your side in the malpractice case, they were hired by the insurance company.  You need a separate attorney (often called “coverage counsel”) to advise you and fight for your rights under the insurance policy. 

If your malpractice claim has been denied outright, you need an attorney to defend you against the malpractice claim as well as argue for coverage under the policy with the insurance company.  We can do both.  There are several types of malpractice insurance claims, including:

• Legal Professional Liability Claims
• Medical Professional Liability Claims
• Dentist Professional Liability Claims
• Accountants Professional Liability Claims
• Architects Professional Liability Claims
• Engineers Professional Liability Claims
• Insurance Agent E&O Claims

If you are a professional whose claim has been denied, has received a reservation of rights letter, or is having a problem with your malpractice insurer, please contact us immediately.